cardcosts.org.uk Report : Visit Site

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cardcosts uk finance the way your credit card costs are worked out can be quite complicated. use this site to explore how much your card costs you. how to use this site this calculator will allow you to explore questions like: if i want to pay off this balance in a year, what do i have to pay each month? if i carry on paying as i've been doing, how long will it take me to pay this off? can i really afford to make that purchase on my credit card? if i repay more each month, how much will this save me in interest charges? if you need debt advice or want more general information about credit cards , find out where to get help . to get the most accurate picture of how much your credit card costs, complete as many of the boxes on this page as you can with up to date information. you should be able to find all the information you need on your monthly statement. important: the calculations produced on this site are intended as a guide only and are not guaranteed to be completely accurate. read our disclaimer for more information. based on the figures you have entered, you would never clear your balance . please change these figures and try again as you are paying the minimum payment and have an annual fee, we are unable to process the calculation, as you will not repay the balance on your card the starting balance must contain a number greater than zero and less than 50,000 you need to enter appropriate repayment values you need to select a repayment option in 'how you repay' you need to enter a value for repayment please check you have entered the minimum repayment figures correctly your balance is less than the minimum repayment you need to enter a value for the interest rate your repayment figure is below the minimum (£ ). please adjust your figures and try again. you need to enter figures for the repayment period. -- starting balance ( show different types of balance ) how much do (or would) you owe on your card? £ * help? to enter different types of balances select the 'show different types of balance' link above. what is the interest rate? % per year per month help? the annual interest rate will normally be the same as your apr, unless your card has an annual fee. to find out more see how interest is calculated on our website. if you don't know the interest rate for your card, you can use the example provided for now, though this could mean the true cost of your card is considerably higher or lower than calculated here. 1. purchases £ interest rate % per year per month help? enter how much of your balance you think comes from purchases, and tell us your card's interest rate for purchases. 2. balance transfers £ interest rate % per year per month help? some cards offer special low interest rates for transferring an existing balance from another credit card. if you have a balance transfer on your card, enter the details here. where this is an introductory rate, remember to come back to this site when this rate ends, to find out how much more your card will cost you. 3. cash advances £ * interest rate % per year per month help? you may have used your credit card to withdraw cash, for example from a cash machine. many cards charge a higher rate of interest for cash. if you have used your credit card in this way, enter how much of your balance you think comes from cash withdrawals and tell us your card's interest rate for cash. average monthly spending how much do you spend on this card? £ per month help? if you are likely to continue to spend on your card, enter how much you think you will typically spend each month. how you repay * help? tell us how you currently repay, or are planning to repay. you may have set this up when you first took out the card. if you're not sure, look at your monthly statement . repay a fixed amount each month: amount: £ help? you can arrange to pay a fixed amount each month, so long as this is more than the minimum payment your card provider says you must pay. paying more than the minimum will help you repay your card more quickly. talk to your card provider about setting up a fixed payment. repay the minimum plus a fixed amount on top : amount: £ help? paying a fixed amount in addition to the minimum will help you repay your card more quickly. you may be able to arrange to do this automatically each month. talk to your card provider about setting this up. pay the minimum amount help? paying the minimum can be a useful option, but it will take you longer and cost you more to clear your balance. you can arrange to pay the minimum automatically each month. talk to your card provider about setting this up. repay over a specific period of time: years months help? select this option if you would like to clear your balance within a fixed period of time. repay in full each month help? by repaying in full each month, you can avoid being charged any interest and make the most of any interest-free period offered by your card. you can arrange to automatically repay your card in full each month. talk you your card provider if you wish to set up a fixed payment. additional card details minimum payment rules for your card help? minimum payment rules can be complicated. if you only pay the minimum amount every month, this can have a big effect on how much your card costs you in the the long term. if you don't know how the minimum payment is worked out for your card, you can use our example for now to provide you with an indication of cost. you must pay % or £ whichever is the highest you must pay % plus monthly interest or £ whichever is the highest annual fee £ per year help? most credit cards don't have an annual fee. but if yours does, enter the amount here. our disclaimer explains how these are applied. calculate → go back your details: . . 0 % or £ 0 . -- no annual fee . edit these details help? your credit card details. make sure these details are correct before you carry on as the results are worked out using the figures you have put in. how much your card will cost £ £ starting balance total interest time to clear the balance: 0 months total amount to repay help? : £ 0.00 this is the total of all monthly repayments added together, plus any ongoing spend and fees, and will include interest charges unless your balance is cleared in full every month important these calculations assume that you do not continue to spend using your card . you may want to enter average monthly spending and see how this will affect your repayments. explore your repayment options monthly repayment: £ £ 32 £ 1000 always repay the minimum (£ 32 for first month , including ongoing monthly spend ) time period: years months 1 mth 99 to explore other methods of repayment, please go back . did you know? if you maintained a balance of £ 120 on your card over the next 12 months it would cost you around £ a month, or £ a year in interest charges. by increasing your payments to £ 120 per month you could save approximately £ 9750 in interest charges and clear your balance 7 years sooner. if you were to pay only the minimum on your card, it would cost you £ 120 in interest charges, and take x years and y months to clear your balance. to change your repayment preferences you should contact your card provider . remember, these results are only intended as a guide and figures are approximate. see our disclaimer for full details. ← start again send to my email sorry, you need to have javascript enabled in order to view this website. produced by uk finance and the university of bristol . © copyright uk finance important disclaimer ')

URL analysis for cardcosts.org.uk

https://www.cardcosts.org.uk/moreinfo.html#clearbal
https://www.cardcosts.org.uk/moreinfo.html#generalinfo
https://www.cardcosts.org.uk/moreinfo.html
https://www.cardcosts.org.uk/moreinfo.html#debtadvice
https://www.cardcosts.org.uk/moreinfo.html#statement
ukfinance.org.uk
bristol.ac.uk
theukcardsassociation.org.uk

Whois Information

Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;

Domain name:
cardcosts.org.uk

Registrant:
The UK Cards Association

Registrant type:
UK Limited Company, (Company number: 1935025)

Registrant's address:
UK Payments Administration
2 Thomas More Square
London
London
E1W 1YN
United Kingdom

Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 23-Dec-2012

Registrar:
Fasthosts Internet Ltd [Tag = LIVEDOMAINS]
URL: http://www.fasthosts.co.uk

Relevant dates:
Registered on: 04-Oct-2012
Expiry date: 04-Oct-2018
Last updated: 07-Sep-2016

Registration status:
Registered until expiry date.

Name servers:
ns1.vidahost.com
ns2.vidahost.com

WHOIS lookup made at 14:13:49 18-Feb-2018

--
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:

Copyright Nominet UK 1996 - 2018.

You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REFERRER http://www.nominet.org.uk

  REGISTRAR Nominet UK

SERVERS

  SERVER uk.whois-servers.net

  ARGS cardcosts.org.uk

  PORT 43

  TYPE domain

OWNER

  ORGANIZATION The UK Cards Association

TYPE
UK Limited Company, (Company number: 1935025)

ADDRESS
UK Payments Administration
2 Thomas More Square
London
London
E1W 1YN
United Kingdom
Data validation:
Nominet was able to match the registrant's name and address against a 3rd party data source on 23-Dec-2012

DOMAIN

  SPONSOR Fasthosts Internet Ltd [Tag = LIVEDOMAINS]

  CREATED 2012-10-04

  CHANGED 2016-09-07

STATUS
Registered until expiry date.

NSERVER

  NS1.VIDAHOST.COM 91.198.165.131

  NS2.VIDAHOST.COM 91.146.110.188

  NAME cardcosts.org.uk

DISCLAIMER
This WHOIS information is provided for free by Nominet UK the central registry
for .uk domain names. This information and the .uk WHOIS are:
Copyright Nominet UK 1996 - 2018.
You may not access the .uk WHOIS or use any data from it except as permitted
by the terms of use available in full at http://www.nominet.uk/whoisterms,
which includes restrictions on: (A) use of the data for advertising, or its
repackaging, recompilation, redistribution or reuse (B) obscuring, removing
or hiding any or all of this notice and (C) exceeding query rate or volume
limits. The data is provided on an 'as-is' basis and may lag behind the
register. Access may be withdrawn or restricted at any time.

  REGISTERED yes

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